Binance.US Fees: What You Really Pay to Trade Crypto

When you trade on Binance.US, the U.S.-based cryptocurrency exchange operated by Binance with compliance for American users. It's not the same as Binance.com — it's a separate platform with different rules, fewer coins, and a fee structure that catches many traders off guard. Most people assume all crypto exchanges charge the same, but that’s not true. Trading fees, the cost to buy or sell crypto on an exchange on Binance.US start at 0.1% for makers and 0.1% for takers, which sounds low — until you realize you’re paying that every single time you trade. No hidden fees? Not quite. There are withdrawal fees, charges applied when you move crypto off the exchange to your wallet that vary by coin. For Bitcoin, you might pay $0.50 to $1.50. For Ethereum, it’s around $1.50 to $3.00. And if you’re trading stablecoins like USDT or USDC, you’re still paying a fee — even though these are supposed to be "cheap" transfers.

What’s worse? Binance.US doesn’t offer fee discounts for holding its native token like some other exchanges do. On Kyrrex or Bybit, you can slash fees by using their token. On Binance.US, you’re stuck with the standard rates. And if you use fiat deposits? Credit card buys come with a 3.5% fee. Bank transfers (ACH) are free, but they take 3–5 days. If you’re day trading or need fast access to cash, that delay costs you opportunities. Even the deposit fees, charges for adding money to your exchange account are sneaky — while ACH deposits are free, wire transfers cost $25. That’s a big hit if you’re just starting out with $500.

And don’t forget about the silent costs: slippage, network congestion, and the time you waste waiting for confirmations. Binance.US doesn’t have the liquidity of the global Binance platform, so your buy/sell orders often get filled at worse prices than expected. That’s not a fee on your statement — but it’s money lost. If you’re comparing exchanges, you can’t just look at the headline fee. You have to look at how fast your trades execute, how much you pay to move money in and out, and whether you’re getting real value for your trades.

Below, you’ll find real reviews and breakdowns from traders who’ve been burned by hidden charges, confused by fee structures, or surprised by withdrawal delays. Some posts expose how Binance.US compares to other U.S. exchanges like Kraken or Kyrrex. Others show what happens when you try to cash out during market volatility. You’ll see exactly where the money goes — and how to avoid paying more than you have to.